Insurance is a means of protection from financial loss. It is a form of risk management, primarily used to hedge against the risk of a contingent or uncertain loss. The insured receives a contract, called the insurance policy, which details the conditions and circumstances under which the insurer will compensate the insured.
Investment is a fix and systematic saving for a particular time period to get regular income in future from particular year. There are two types of investment risk free investment and risky investment. Return on investment is link with risk factor.
“High Risk, High Return” and “Low Risk, Low Return”.
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-Durga Jain (Yes Bank)